Mr Harmann Co-Founder and Co-CEO of DeFi Suisse AG & THORWallet. He is a seasoned entrepreneur with a background in Banking and Finance from the University of Zurich. He also started a Ph.D. in Information Technology at the University of Applied Sciences Lucerne & Universi ty of Fribourg. Marcel is also the course director at the University of Applied Sciences Lucerne for the CAS Crypto Finance and Cryptocurrencies and CAS Blockchain course. He is a board member of the DEC Institute, which is an online examination plate form for digital assets specialists, backed by leading blockchain universities as well as board member of the Crypto Valley Association. Before, he acted in award-winning tech startups in various roles from founder, early management member, or angel investor.